Louisiana DSCR calculator
TL;DR: DSCR equals monthly rent divided by the monthly housing payment: principal and interest, plus taxes, insurance and association dues. Enter your own figures, including a Louisiana landlord wind and flood premium and a non-homestead tax estimate. Above 1.00 means the rent covers the payment; below 1.00 means it does not.
Enter your property assumptions
No pricing is supplied. Use a rate from your own scenario; this is not a loan offer.
Your coverage check
Complete every field with valid, nonnegative amounts to see your ratio. Loan amount must be positive and term must be between one and fifty years.
Method: monthly rent ÷ (principal + interest + monthly taxes + monthly insurance + association dues). Fixed-rate, fully amortizing estimate. Program methods and qualifying income may differ. This is not a profit forecast or eligibility decision.