Website terms of use
TL;DR: This site offers general education about Louisiana investment-property financing. Nothing here is an offer, approval or commitment to lend; Loan Daddy LLC is a broker, and every transaction depends on underwriting and wholesale lender approval.
Educational information
This site provides general information about Louisiana rental investment and business-purpose financing. It is not legal, tax, insurance or individualized financial advice. Local rules and program criteria can change. Confirm information with the appropriate professional or public authority before acting.
Broker relationship
DSCR Loans Louisiana is a Loan Daddy LLC brand. We arrange and shop financing from wholesale lenders as a mortgage broker. Website content, calculators and inquiry responses do not constitute an offer, commitment, approval or binding agreement to arrange financing. A transaction requires its own documentation and approvals.
Calculator assumptions
The calculator estimates a fixed-rate, fully amortizing housing payment using your inputs. It does not include every operating expense, closing cost or financing feature. Actual qualifying income and debt calculations may differ. You remain responsible for verifying inputs and assessing the economics of your investment.
Eligible use
Use this site only for lawful business-purpose inquiries concerning non-owner-occupied investment property. Do not submit false information, attempt to disrupt the service or upload sensitive identity and account documents into the inquiry message. Submitting a request does not obligate you to borrow.
Availability and external resources
Information and service availability may change. We seek accuracy but cannot guarantee that every page captures every current rule or property-specific exception. External resources are provided for convenience and remain under their operators’ control.
Privacy and communication
The privacy policy explains inquiry handling and first-touch attribution. Review the consent statement before submitting the form. Contact requests are handled according to that consent and applicable requirements.